Purchasing a home is, for many of us, the biggest single investment we’ll ever make. Valmer Land Title Agency assists you in making this a smooth and worry-free “event”. In addition to all the “ordinary” everyday transaction details, the following represents a list of services available:
Title Insurance
Owners Title Insurance
Insures the buyer against rights and claims to your property
Mortgage Insurance
Insures the interest of the lender
Escrow Services
Complete Residential and Commercial Title
Insurance, Escrow and Closing Services
Refinance Closings
Builder Construction Program and Construction Loan Draw Services
Escrow for Completion of Construction or Repairs
Short Sale HUD Preparation
Preliminary judicial reports for foreclosure
Foreclosure Alternatives
In spite of the current housing market, home foreclosure is not a foregone conclusion should you develop financial problems. While foreclosure laws vary from state to state, this information can help you identify some possible alternatives in order to avoid a foreclosure on your home.
What’s the value of title insurance?
The Value of Title Insurance
The Title Industry is an important part of every American's life. It may seem like a grandiose claim, but the work we do benefits not only each individual policyholder, but the nation as a whole. And yet, many people are unfamiliar with what title insurance is, what it does for them and the benefits of having a healthy title industry. So we’d like to offer a quick glimpse into what we do for our customers day in and day out at Valmer and the benefits all Americans receive from the work done by the title industry.
What Does Title Insurance Protect You From? A lot.
What Does Title Insurance Protect You From? A lot.
There are few things in life more important than protecting your home. The following matters are examples of why you need a title insurance policy. Remember that the best title examination or search cannot protect your equity and home from matters not appearing in the public records. However, a title policy* can protect you from:
What is Title Insurance?
What is Title Insurance?
So, you’re buying a house. It’s an exciting time. It can also be a bit confusing. Things feel like they’re happening pretty fast and, often, some important things can go unexplained – like title insurance. Many people don’t understand exactly what title insurance is or what it does, even a lot of people that already have it. As a title insurance company, Valmer Land Title would like to remedy that. So we’ve put together some basic information for you on title insurance in this flyer.
Why Title Insurance?
Why Title Insurance.
A home is usually the largest single investment any of us will ever make. When you purchase a home, you will purchase several types of insurance coverage to protect your home and personal property. Homeowners insurance protects against loss from fire, theft or wind damage. Flood insurance protects against rising water. And a unique coverage known as title insurance protects against hidden title hazards that may threaten your financial investment in your home.
Why you need Title Insurance?
Why you need Title Insurance.
Other types of insurance coverage focus on possible future events and charge an annual premium – such as flood insurance or hazard insurance that safeguard against loss from wind damage. Title insurance protects against loss from hazards and defects already existing in the title and is purchased with a one-time premium.